Personal Finance Websites ? Taking the ?SCARY? Out of Budgeting ...

With the extreme advantage of just about anything being online and accessible these days, it is true too, that personal finance and budgeting can become an easy task, if committed, with the right website/software.

Before you can put personal finance software to work, you often need to download and install it on your computer. ?You then need to spend some time figuring out how to actually use it. ?If that is exactly the kind of thing that scared you away from making a budget in the first place, you might want to consider personal finance websites.

Personal finance websites? main benefits include the fact that they let you see your information from any PC connected to the Internet, and you generally do not have to install software to make them work.

Here are a few to check out:

• Mint.com ? has a loyal following because of its simplicity. ?Mint pulls in all your bank and brokerage accounts and imports all your financial information. ?For users just looking to get up and running fast, Mint is tough to beat.
• Mvelopes.com ? this is a web-based spending tracker that tries to be the digital version of the envelope-based budgeting. ?Rather than stuffing cash in envelopes set aside for certain expenses, Mvelopes lets you decide before you get a paycheck how much you are willing to spend in certain categories and plan your spending for the month.
• MoneyStrands.com ? ?tries to make saving your money ?hip?, if that is possible. ?The site is full of colorful cartoons, making it appear fun to use, which might make it seem less intimidating to some. ?

These are just a few?there are many others out there, but from our research and with the help of Matt Krantz, (nationally known financial journalist for USA Today), we believe these will be your best bet when starting out.

REMEMBER: ?MONEY IS A GOOD SERVANT BUT A VERY BAD MASTER!!

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